Theodore Massaro, CLU, AEP, Chartered Financial Consultant
Mr. Massaro has been involved in the areas of financial planning and employee benefits since 1974 when he began his career as an agent. In 1982 he co-founded M Financial Planning Services, Inc. and simultaneously established Asset Management Associates of Medford Inc*. M Financial Planning Services Inc. is an independent financial planning and advisory firm serving individuals and business across the United States. Over the years Ted has had the good fortune to establish long standing relationships over 20 years on average with many of his clients.Theodore R. Massaro, CLU, AEP
Chartered Financial Consultant
57 S. Maple Avenue | Marlton, NJ 08053
MFinancialPlanningServices.com
theodore.massaro@lpl.com
Articles by this Author
Many Americans, especially women, are anxious about outliving their money. In a recent poll, 41% of women said their biggest fear was becoming a financial burden to their families.
The current economic recession may potentially wipe out annual cost-of-living increases for 50 million Social Security beneficiaries for the next three years, something that hasn’t happened since automatic adjustments were adopted in 1975.
With all the financial challenges facing today’s society, retirement plan¬ning has become exponentially more critical to an individual’s financial success.
Studies have shown that while women indicate they understand how life insurance works; few are able to quantify its economic value.
Each day, you face a variety of risks-risks to your life, your health, and your property.
By definition, estate planning is a process designed to help you manage and preserve your assets while you are alive, and to conserve and control their distribution after your death according to your goals and objectives.
A newly released national survey finds that single, married, widowed and divorced women exhibit key differences in their attitudes and behaviors regarding investing.


