To Buy or Not to Buy … Is That the question??? |
![]() Jeanne ChiaradioJeanne Chiaradio is a professional Realtor with Balsley Losco Real Estate in Northfield, NJ serving all of Atlantic County. She holds the designation of Accredited Buyers Representative and has been recognized with the Bronze Circle of Excellence Award. |
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No one has a crystal ball; however, rarely do these 3 factors come together at the same time:
Remember Real Estate is a long term investment and may be a powerful strategy for diversifying your investment portfolio. By illustrating the differences in two kinds of investment vehicles, I’d like to demonstrate a lesson in leverage.
In the example above, a real estate investment yields nearly 4x the gain as an annuity despite providing ½ the annual growth rate. Gains from an annuity start from the original invested sum while gains from real estate are based on appraised value. By using the initial $50,000 investment to acquire a higher value asset ($500,000 real estate), a property owner can benefit from the appreciation of that asset without needing to invest the total appraised value up front. This is an example of the power of leverage.
Of course, every investment is different and no one can guarantee specific gains or results, but the potential benefits of including real estate in your overall investment strategy are worth considering.
So if you feel like you have “missed the boat” in the past now may be the time for you to jump on board. Again, as I mentioned earlier, no one has a crystal ball but I doubt this boat will stay dockside forever.
The only thing constant is CHANGE
For a free 36 page Home Buying Toolkit please e-mail me directly.
Footnotes
1. For illustrative purposes only. Actual returns may vary based on investment type and tax rates.
2. This example assumes that the property rental payments will cover the principal and interest payments to service the loan. Resource: The Prime Financial Group
- By Jeanne Chiaradio
- Real Estate
- Published 03/1/2008






